Monthly Premium Calculator

Use this to project forward the future value (in real terms, ie with inflation stripped out) of a regular monthly investment.

Monthly investment:
Term, in years, that investment will grow
Real Growth , enter 4% as 4:

Fund value (in real terms)
Total Invested
Profit

Calculator Notes

This calculator assumes that charges are 5% bid/offer spread and 1%pa fund charge.

Real Growth is the difference between actual growth and actual inflation. If you expect long term inflation to be 3%, and long term growth to be 7% then enter 4. 2-4 is considered reasonable, and 5 should be considered a maximum for any serious planning (and that only if equity funds will be used).

These calculators are offered for simple guidance. To obtain a more accurate appraisal of your position, please contact us.